If you live in or near an urban area, especially one with multiple area codes, it’s likely that you are over-paying for your phone service.

One way the traditional phone companies make huge profits is by charging exorbitant rates for local-long distance phone calls. Often, any calls beyond 15 miles from your home, while local, are charged as long distance. Often if costs less to call across the country than the town next to you.

The old slogan “let you fingers do the walking” to call local businesses or friends can quickly become expensive.

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